In an environment of rising interest rates and stagnant income, credit card rewards may lose their value as the interest charges on unpaid balances could outweigh the benefits earned. It becomes crucial for borrowers to prioritize debt reduction or income growth to prevent costs from outweighing the advantages of credit card reward programs.

In recent years, the travel industry has witnessed a significant rise in the popularity of vacation rentals, and Generation Z (Gen Z) has emerged as a prominent force in this trend. Gen Z, born between the mid-1990s and early 2010s, represents a generation that embraces exploration, adventure, and the sharing economy.